Building Financial Confidence



85% of American's struggle with anxiety about money.


It doesn't matter how much money you make or how rich you are.

If you lack confidence in your financial path then anxiety is inevitable.


This course will help you to create a financial plan that gives you confidence.


You will receive...

Success Mindset

A 5 videos series to develop your mindset in the pursuit of financial success.

The level of financial success you achieve can never outgrow the quality of your thoughts.


A 6 part video series to show you how to take a holistic approach to creating your financials goals.

Money is wonderful because of the power it brings to all areas of our life. Financial success is not isolated to money alone.


This 10 part series goes step-by-step in helping you create a practical plan with your money.

We cover topics like cash flow, credit score, investing, asset allocation, accountability systems and creating wealth.


By using our pre-build budgeting and cash flow analysis spreadsheet, you'll get a crystal clear picture of your finances.

In this 3 part series you'll learn how to identify if you're on the right path.


Test your progress by taking our multiple choice assessments. This will help you to identify what lessons you may need to revisit.

3 Bonus Lessons

Real Estate Investing

Talking Stocks at Dinner

Business - A Simple Plan For Driving Growth

"I appreciated that this course was not just about money, but about our mindset around money. Joe's approach and positive, encouraging style helped me overcome the intimidation I have about money management, and helped me feel like I can get a better grasp on my money and plan for my preferred future -- it sounds simple, but it's actually huge for me. Thank you, Joe!"

Course Client - 2021

"This coaching was what I expected and more! I really appreciated that it focused so much on the emotional and psychological aspects related to money and how that affects our management of/habits around money. I am already seeing progress from newfound awareness of what/how I was spending, the intentionality that has come as a result of the awareness and the empowerment I feel now that I'm in control of my finances. Things weren't nearly as bad as I'd thought, but this course has given me a much stronger mindset and the confidence to keep growing, to tackle my debt, and to grow my savings."

Coaching Client

"I highly recommend Worthy Legacy coaching because it blends mindset with specific strategies. I needed the accountability and cashflow tools, but I didn't realize I was missing the growth mindset and the systems to follow through to be successful. I've learned so much and a have a great foundation going forward. Thank you Joe!"

Coaching Client

"We have reached a point financially (thanks to @worthy.legacy !) where I do not have to work my ass off for the promise of an end-of-year bonus just to get by. Now I'm actually taking time to step back and consider what I want. It's scary and exciting."

Coaching Client - 2020

"I highly recommend Joe's coaching and services to help get out of the debt cycle and establish financial freedom! I worked with Joe to establish a realistic plan to pay off debt that was holding me back and seemed impossible to get rid of. Joe's approach is direct and straightforward, but he takes into account much more than just finances, incorporating perspectives of holistic well-being into his coaching. It was just the approach I needed! Thank you, Joe!"

Coaching Client - 2020

Take this course if you...

  • Don't have a plan for your money each month or in the future.
  • Feel like money is a complicated, confusing topic that you avoid (but know you need to face).
  • Are stuck in a scarcity "there's never enough" mindset around money and want to have an abundant "there is plenty and it comes to me easily" mindset instead.
  • Have debt that weighs on you constantly and don't see a path out of it.
  • Want to be educated, effective, and powerful when talking about money and finances.
  • Tell yourself you need to focus on your money, but aren't sure where to start.
  • Want to break the self-sabotaging cycles around money.


Immediate full access so you can go at your own pace.

Founding Principles

John Maxwell teaches us that the only guarantee tomorrow will be better than today is to focus on personal growth. This 6 part video series will help you to understand the process of personal growth.

Success Mindset

The level of financial success you achieve can never outgrow the quality of your thoughts. Our ability to achieve our goals has a direct relationship to our approach and beliefs. This 5 part video series will help you create create the mental framework for success.

Cash Flow

The first and most critical step in any financial plan is creating a plan for your cash flow. These "budgets" often fail because it's difficult to predict all of life's random events. Our Money Spreadsheet and instructional videos will help you to create a realistic budget that gives you flexibility. 

 Credit Score

Your credit score is simply your reputation as a borrower. Having a good credit score can save you money, give you borrowing opportunities, and make sure you never allow your credit score to negatively impact your lifestyle choices. This lesson will teach you how to build a great credit score an provide tips to help you maintain healthy credit.


When it comes to money there's really only one goal and that's sustainable wealth. While the concept may be simple, achieving sustainable wealth is a complicated process. We begin by providing education on the fundamentals to investing.

Create Your Strategy

When it comes to our money we need to play the long game. Investing for our future is something we all know we should do, but how do we know if we're doing enough? In this series we discuss how to create a flexible strategy.


  1. Real Estate Investing - Learn the key concepts to help you make that first successful real estate investment.
  2. Talking Stocks at Dinner - This bonus lesson sprung from a client saying, "I wish I didn't turn silent when people started talking about the stock market at dinner." This lesson will give you the foundation to understanding the stock market so you can participate in the conversation.
  3. Business - A Simple Plan for Growth - Business owners often feel confused and overwhelmed when it comes to their business finances. This lesson helps you to create a simple plan for growth.


Do NOT take this course if...


  • You want to "get rich quick".  life is a marathon not a sprint.  Money is about your approach to life and the behavior you carry out.
  • You don't have income or positive cash flow.  You need to have the ability to invest in yourself.
  • If you're not willing to let go of their current thoughts and behaviors.  Change does not occur if you're not willing to give up on things that aren't working. 
  • You're not willing to consistently commit to personal growth and development.


Frequently Asked Questions

You will have access to this course for as long as Worthy Legacy remains in business. The company was founded in 2009 and has provided coaching, consulting, and real estate services since it's founding.

At the end of each coaching relationship I ask my clients what was their biggest win. The answer is almost the same - I gained clarity on where I am financially and I have confidence in my way forward.

There 27 total lessons that are broken out into 5 separate categories. Each category takes you on a step-by-step journey that will help you create a custom plan.

We do not offer refunds. After having coached over 700 people we are confident that the value received far exceeds the price being charged. 

Yes. This course is designed and recommended to go at your own pace.

Yes. The mobile app is through Kajabi and download instructions are provided in the welcome section of the course.

We've included multiple instructional videos to help you complete the Money Spreadsheet to make it useful.

You can email Joe at [email protected].com to receive a promo code and the appropriate coaching discount will be provided.

Every lesson includes a video, notes, and a printable handout. Many lessons come with a pdf and a few come with a spreadsheet. 

Basically, we tried to provide each mode of communication for different learning styles.




  • Founding Principles videos 
  • Success Mindset videos
  • Powerful Money Spreadsheet
  • Financial Education Video Series
    • Cash flow plan
    • Credit score
    • Investing
    • Investment planning
    • Path to Wealth
  • Assessments to test your learning
  • BONUS 1 - Real Estate Investing
  • BONUS 2 - Talking Stocks at Dinner
  • BONUS 3 - Business - A Simple Plan for Driving Growth



  • Everything in the Building Financial Confidence Course
  • 90-minute 1x1 coaching session with Joe McKowen
  • 90 days of email access to Joe McKowen

Professional Coach
Independent Certified 
The John Maxwell Team

Joe McKowen is a graduate of the Leeds School of Business - Finance at the University of Colorado.

Professional accomplishments include:

Owner - 3 successful restaurants
Board of Directors - 3 companies
Real Estate Investor - 12 years
Fix-and-Flip - 75 homes
Business Consultant - 11 years
Financial Coach - 3 years



It will be worth the wait.

This group is going to be awesome. Right now I'm focused on my current group coaching. I'll let you know when the cart is open.
Secure. Private. No Spam. >> By providing your information you agree to our privacy policy and understand that you can unsubscribe at any time.